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How To Choose The Right Lender
|Martin ( Marty ) Bassett |
Real Estate Professional
Front Street Brokers
Eagle office 875 E. Plaza Inside Idaho Athletic Club
Eagle, ID 83616
O: 208- 629-3670
M: 208-841-1436 Marty
How to Choose the Right LenderWhen buying a home, choosing the right lender is very important. You'll be committing to paying off a home loan for the next 15 or 30 years, so make sure you have a lender that is the best one you can find.
Numbers, numbers everywhere: Obviously, there are going to be lots of numbers as you compare lender to lender. Taxes and insurance will remain the same, more or less, so focus on the rates, points and fees. These are the three sectors that will vary greatly from lender to lender. Calculate carefully when considering because they all affect each other.
Conduct some background research: Do some research before filling out an application. Feel free to ask questions as well. If you are given the runaround simply because you haven't applied yet, that's usually a bad sign. Feel the lender out. If you can't even get preliminary questions answered, that's usually a sign to flee running to the next potential lender.
Always remember: choosing the right lender is just as important as choosing the right home.
Your Trusted Real Estate Advisor Bassett Home Group Marty has been a full time Licensed Realtor in Idaho since 2007. He is a member of the Bassett Home Group along with his wife, Karla Bassett, ....
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